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United Bank of Union
United Bank of Union
| RSSD ID 562058 | CERTIFICATE 14334 | ABA NUMBER 81905289 |
| 15 E Main St |
Quarter Ended : |
2025-09-30 |
| Union, Missouri, 63084 |
Updated : |
2025-10-23 |
| www.ubu.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 575,386 |
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Total Interest Income | 25,274 |
| Total Liabilities | 529,708 |
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Total NonInterest Income | 1,822 |
| Total Bank Equity Capital | 45,678 |
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Total Interest Expense | 9,103 |
| Total Deposits | 483,541 |
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Total NonInterest Expense | 11,209 |
| Net Loans & Leases | 460,934 |
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Net Income | 5,704 |
| Loan Loss Allowance | 6,975 |
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Net Charge Offs | 194 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 461,198 |
| Total assets for the leverage ratio | 572,495 |
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Loans secured by real estate: | 372,851 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 84,577 |
| Off Balance Sheet Exposures (%) | 13.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,625 |
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