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United Bank of Union
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United Bank of Union
| RSSD ID 562058 | CERTIFICATE 14334 | ABA NUMBER 81905289 |
| 15 E Main St |
Quarter Ended : |
2026-03-31 |
| Union, Missouri, 63084 |
Updated : |
2026-04-24 |
| www.ubu.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 583,322 |
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Total Interest Income | 8,528 |
| Total Liabilities | 536,442 |
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Total NonInterest Income | 572 |
| Total Bank Equity Capital | 46,880 |
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Total Interest Expense | 3,011 |
| Total Deposits | 497,057 |
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Total NonInterest Expense | 3,853 |
| Net Loans & Leases | 477,360 |
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Net Income | 1,936 |
| Loan Loss Allowance | 7,022 |
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Net Charge Offs | (60) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 478,050 |
| Total assets for the leverage ratio | 587,780 |
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Loans secured by real estate: | 387,833 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 86,512 |
| Off Balance Sheet Exposures (%) | 11.23 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,594 |
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