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 VeraBank, National Association
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VeraBank, National Association
| RSSD ID 56351 | CERTIFICATE 3250 | ABA NUMBER 111903151 |
| 201 W Main St |
Quarter Ended : |
2026-03-31 |
| Henderson, Texas, 75652 |
Updated : |
2026-04-28 |
| www.verabank.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
560 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,530,899 |
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Total Interest Income | 56,844 |
| Total Liabilities | 4,011,323 |
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Total NonInterest Income | 11,182 |
| Total Bank Equity Capital | 519,576 |
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Total Interest Expense | 12,958 |
| Total Deposits | 3,975,144 |
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Total NonInterest Expense | 32,178 |
| Net Loans & Leases | 2,766,339 |
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Net Income | 17,587 |
| Loan Loss Allowance | 34,212 |
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Net Charge Offs | 943 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 530,293 |
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Total loans | 2,765,413 |
| Total assets for the leverage ratio | 4,456,963 |
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Loans secured by real estate: | 2,327,249 |
| Tier 1 Leverage Ratio | 11.11 |
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Commercial and industrial loans | 336,537 |
| Tier 1 Capital Ratio | 17.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.5 |
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Loans to individuals - Other | 85,195 |
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:· VeraBank, National Association
