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 VeraBank, National Association
VeraBank, National Association
| RSSD ID 56351 | CERTIFICATE 3250 | ABA NUMBER 111903151 |
| 201 W Main St |
Quarter Ended : |
2025-03-31 |
| Henderson, Texas, 75652 |
Updated : |
2025-04-23 |
| www.verabank.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
40 |
Number of Employees : |
555 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,351,258 |
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Total Interest Income | 55,383 |
| Total Liabilities | 3,896,099 |
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Total NonInterest Income | 9,300 |
| Total Bank Equity Capital | 455,159 |
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Total Interest Expense | 15,451 |
| Total Deposits | 3,860,052 |
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Total NonInterest Expense | 29,259 |
| Net Loans & Leases | 2,826,987 |
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Net Income | 15,323 |
| Loan Loss Allowance | 35,450 |
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Net Charge Offs | 544 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 466,469 |
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Total loans | 2,839,049 |
| Total assets for the leverage ratio | 4,283,700 |
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Loans secured by real estate: | 2,353,407 |
| Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 364,768 |
| Tier 1 Capital Ratio | 15.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.38 |
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Loans to individuals - Other | 102,732 |
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:· VeraBank, National Association
