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 Waterfall Bank
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Waterfall Bank
| RSSD ID 5650923 | CERTIFICATE 59265 | ABA NUMBER 63117040 |
| 500 Mclennan St |
Quarter Ended : |
2026-03-31 |
| Clearwater, Florida, 33756 |
Updated : |
2026-04-30 |
| www.waterfallbank.com |
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| Institution Profile |
| Year Opened : |
2021 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 421,942 |
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Total Interest Income | 6,154 |
| Total Liabilities | 369,164 |
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Total NonInterest Income | 90 |
| Total Bank Equity Capital | 52,778 |
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Total Interest Expense | 2,916 |
| Total Deposits | 343,073 |
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Total NonInterest Expense | 3,247 |
| Net Loans & Leases | 378,042 |
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Net Income | (110) |
| Loan Loss Allowance | 3,283 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 56,143 |
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Total loans | 369,827 |
| Total assets for the leverage ratio | 408,457 |
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Loans secured by real estate: | 316,777 |
| Tier 1 Leverage Ratio | 12.93 |
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Commercial and industrial loans | 52,694 |
| Tier 1 Capital Ratio | 13.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.86 |
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Loans to individuals - Other | 356 |
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:· Waterfall Bank
