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First Federal Savings of Middletown
First Federal Savings of Middletown
RSSD ID 565170 | CERTIFICATE 28712 | ABA NUMBER 221972098
22 James St Quarter Ended : 2025-03-31
Middletown, New York, 10940 Updated : 2025-05-09
www.firstfederalmiddletown.com

Institution Profile
Year Opened : 1888 Institution Type : State Stock Savings and Loans
Entity Type : State Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 1 Number of Employees : 13

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets182,645
Total Interest Income2,730
Total Liabilities118,175
Total NonInterest Income146
Total Bank Equity Capital64,470
Total Interest Expense553
Total Deposits111,559
Total NonInterest Expense1,059
Net Loans & Leases156,905
Net Income962
Loan Loss Allowance1,620
Net Charge Offs389



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans155,540
Total assets for the leverage ratio180,723
Loans secured by real estate:153,553
Tier 1 Leverage Ratio35.67
Commercial and industrial loans1,147
Off Balance Sheet Exposures (%)0
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other0





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury