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Locality Bank
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Locality Bank
| RSSD ID 5673191 | CERTIFICATE 59278 | ABA NUMBER 67017052 |
| 1400 S Andrews Ave |
Quarter Ended : |
2026-03-31 |
| Fort Lauderdale, Florida, 33316 |
Updated : |
2026-04-24 |
| www.localitybank.com |
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| Institution Profile |
| Year Opened : |
2022 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 357,989 |
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Total Interest Income | 5,547 |
| Total Liabilities | 309,847 |
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Total NonInterest Income | 291 |
| Total Bank Equity Capital | 48,142 |
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Total Interest Expense | 2,168 |
| Total Deposits | 294,069 |
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Total NonInterest Expense | 3,038 |
| Net Loans & Leases | 287,208 |
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Net Income | 84 |
| Loan Loss Allowance | 5,073 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 287,176 |
| Total assets for the leverage ratio | 350,417 |
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Loans secured by real estate: | 263,299 |
| Tier 1 Leverage Ratio | 13.16 |
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Commercial and industrial loans | 24,787 |
| Off Balance Sheet Exposures (%) | 15.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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