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 FNB Picayune Bank
FNB Picayune Bank
| RSSD ID 568939 | CERTIFICATE 16612 | ABA NUMBER 65505870 |
| 121 E Canal St |
Quarter Ended : |
2025-03-31 |
| Picayune, Mississippi, 39466 |
Updated : |
2025-04-23 |
| www.fnbop.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 282,739 |
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Total Interest Income | 4,047 |
| Total Liabilities | 246,780 |
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Total NonInterest Income | 528 |
| Total Bank Equity Capital | 35,959 |
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Total Interest Expense | 696 |
| Total Deposits | 244,907 |
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Total NonInterest Expense | 1,780 |
| Net Loans & Leases | 171,607 |
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Net Income | 2,100 |
| Loan Loss Allowance | 2,068 |
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Net Charge Offs | 47 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 175,164 |
| Total assets for the leverage ratio | 278,297 |
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Loans secured by real estate: | 147,538 |
| Tier 1 Leverage Ratio | 14.94 |
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Commercial and industrial loans | 11,080 |
| Off Balance Sheet Exposures (%) | 8.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,117 |
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:· FNB Picayune Bank
