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 Legacy Bank
Legacy Bank
| RSSD ID 5755510 | CERTIFICATE 59204 | ABA NUMBER 122245293 |
| 41391 Kalmia St |
Quarter Ended : |
2025-09-30 |
| Murrieta, California, 92562 |
Updated : |
2025-10-30 |
| https://www.legacybankca.com |
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| Institution Profile |
| Year Opened : |
2022 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 111,250 |
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Total Interest Income | 4,577 |
| Total Liabilities | 99,450 |
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Total NonInterest Income | 262 |
| Total Bank Equity Capital | 11,800 |
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Total Interest Expense | 1,858 |
| Total Deposits | 93,932 |
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Total NonInterest Expense | 5,348 |
| Net Loans & Leases | 72,556 |
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Net Income | (2,611) |
| Loan Loss Allowance | 867 |
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Net Charge Offs | 90 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 73,102 |
| Total assets for the leverage ratio | 100,413 |
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Loans secured by real estate: | 49,885 |
| Tier 1 Leverage Ratio | 11.75 |
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Commercial and industrial loans | 23,028 |
| Off Balance Sheet Exposures (%) | 4.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 178 |
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:· Legacy Bank
