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 Beach Cities Commercial Bank
Beach Cities Commercial Bank
| RSSD ID 5805424 | CERTIFICATE 59290 | ABA NUMBER 122245374 |
| 100 Progress |
Quarter Ended : |
2025-03-31 |
| Irvine, California, 92618 |
Updated : |
2025-05-08 |
| www.beachcitiescb.com |
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| Institution Profile |
| Year Opened : |
2023 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 153,845 |
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Total Interest Income | 2,267 |
| Total Liabilities | 138,756 |
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Total NonInterest Income | 280 |
| Total Bank Equity Capital | 15,089 |
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Total Interest Expense | 1,080 |
| Total Deposits | 132,051 |
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Total NonInterest Expense | 1,709 |
| Net Loans & Leases | 122,269 |
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Net Income | (242) |
| Loan Loss Allowance | 1,214 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 107,856 |
| Total assets for the leverage ratio | 133,371 |
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Loans secured by real estate: | 80,111 |
| Tier 1 Leverage Ratio | 11.2 |
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Commercial and industrial loans | 27,745 |
| Off Balance Sheet Exposures (%) | 15.36 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Beach Cities Commercial Bank
