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 The Farmers Bank and Savings Company
The Farmers Bank and Savings Company
| RSSD ID 58225 | CERTIFICATE 769 | ABA NUMBER 44205146 |
| 640 E Main St |
Quarter Ended : |
2025-09-30 |
| Pomeroy, Ohio, 45769 |
Updated : |
2025-10-27 |
| www.fbsc.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 461,264 |
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Total Interest Income | 17,404 |
| Total Liabilities | 419,274 |
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Total NonInterest Income | 2,168 |
| Total Bank Equity Capital | 41,990 |
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Total Interest Expense | 5,908 |
| Total Deposits | 416,894 |
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Total NonInterest Expense | 10,473 |
| Net Loans & Leases | 308,980 |
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Net Income | 2,327 |
| Loan Loss Allowance | 3,021 |
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Net Charge Offs | 148 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 305,924 |
| Total assets for the leverage ratio | 455,856 |
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Loans secured by real estate: | 265,554 |
| Tier 1 Leverage Ratio | 9.26 |
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Commercial and industrial loans | 24,957 |
| Off Balance Sheet Exposures (%) | 7.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,917 |
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:· The Farmers Bank and Savings Company
