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The Farmers Bank and Savings Company
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The Farmers Bank and Savings Company
| RSSD ID 58225 | CERTIFICATE 769 | ABA NUMBER 44205146 |
| 640 E Main St |
Quarter Ended : |
2026-03-31 |
| Pomeroy, Ohio, 45769 |
Updated : |
2026-04-23 |
| www.fbsc.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 477,081 |
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Total Interest Income | 6,083 |
| Total Liabilities | 434,185 |
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Total NonInterest Income | 742 |
| Total Bank Equity Capital | 42,896 |
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Total Interest Expense | 1,944 |
| Total Deposits | 427,280 |
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Total NonInterest Expense | 3,797 |
| Net Loans & Leases | 332,721 |
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Net Income | 774 |
| Loan Loss Allowance | 3,310 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 329,640 |
| Total assets for the leverage ratio | 467,658 |
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Loans secured by real estate: | 280,268 |
| Tier 1 Leverage Ratio | 9.22 |
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Commercial and industrial loans | 36,096 |
| Off Balance Sheet Exposures (%) | 7.24 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,810 |
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