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 CHARTER WEST BANK
CHARTER WEST BANK
| RSSD ID 582953 | CERTIFICATE 26185 | ABA NUMBER 104901665 |
| 201 S Main St |
Quarter Ended : |
2025-06-30 |
| West Point, Nebraska, 68788 |
Updated : |
2025-07-28 |
| www.charterwest.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 509,255 |
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Total Interest Income | 15,032 |
| Total Liabilities | 465,105 |
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Total NonInterest Income | 7,733 |
| Total Bank Equity Capital | 44,150 |
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Total Interest Expense | 5,969 |
| Total Deposits | 439,380 |
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Total NonInterest Expense | 13,193 |
| Net Loans & Leases | 375,413 |
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Net Income | 3,265 |
| Loan Loss Allowance | 4,777 |
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Net Charge Offs | 117 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 396,450 |
| Total assets for the leverage ratio | 497,266 |
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Loans secured by real estate: | 269,777 |
| Tier 1 Leverage Ratio | 9.17 |
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Commercial and industrial loans | 39,738 |
| Off Balance Sheet Exposures (%) | 7.23 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,426 |
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:· CHARTER WEST BANK
