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 Schertz Bank & Trust
Schertz Bank & Trust
| RSSD ID 583268 | CERTIFICATE 10344 | ABA NUMBER 114916103 |
| 519 Main St |
Quarter Ended : |
2025-09-30 |
| Schertz, Texas, 78154 |
Updated : |
2025-11-05 |
| www.schertzbank.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 770,162 |
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Total Interest Income | 39,368 |
| Total Liabilities | 667,760 |
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Total NonInterest Income | 779 |
| Total Bank Equity Capital | 102,402 |
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Total Interest Expense | 17,245 |
| Total Deposits | 661,252 |
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Total NonInterest Expense | 10,097 |
| Net Loans & Leases | 601,929 |
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Net Income | 9,278 |
| Loan Loss Allowance | 8,553 |
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Net Charge Offs | 767 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 620,294 |
| Total assets for the leverage ratio | 779,746 |
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Loans secured by real estate: | 558,619 |
| Tier 1 Leverage Ratio | 13.25 |
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Commercial and industrial loans | 42,839 |
| Off Balance Sheet Exposures (%) | 11.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 757 |
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:· Schertz Bank & Trust
