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 Kennebec Savings Bank
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Kennebec Savings Bank
| RSSD ID 583905 | CERTIFICATE 17897 | ABA NUMBER 211274421 |
| 150 State St |
Quarter Ended : |
2026-06-30 |
| Augusta, Maine, 4330 |
Updated : |
2026-07-30 |
| www.kennebecsavings.bank |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,871,320 |
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Total Interest Income | 43,726 |
| Total Liabilities | 1,620,128 |
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Total NonInterest Income | 3,448 |
| Total Bank Equity Capital | 251,192 |
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Total Interest Expense | 16,491 |
| Total Deposits | 1,406,119 |
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Total NonInterest Expense | 21,907 |
| Net Loans & Leases | 1,558,003 |
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Net Income | 12,562 |
| Loan Loss Allowance | 9,558 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 269,551 |
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Total loans | 1,547,994 |
| Total assets for the leverage ratio | 1,856,291 |
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Loans secured by real estate: | 1,440,067 |
| Tier 1 Leverage Ratio | 13.96 |
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Commercial and industrial loans | 91,526 |
| Tier 1 Capital Ratio | 17.32 |
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Loans to individuals - Credit Cards | 1,569 |
| Total Capital Ratio | 18.02 |
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Loans to individuals - Other | 1,543 |
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:· Kennebec Savings Bank
