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Unified Bank
Unified Bank
RSSD ID 584724 | CERTIFICATE 9463 | ABA NUMBER 43202946 |
201 S 4th St |
Quarter Ended : |
2025-03-31 |
Martins Ferry, Ohio, 43935 |
Updated : |
2025-04-30 |
www.unifiedbank.com |
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Institution Profile |
Year Opened : |
1902 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
18 |
Number of Employees : |
120 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 825,507 |
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Total Interest Income | 9,768 |
Total Liabilities | 758,591 |
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Total NonInterest Income | 1,145 |
Total Bank Equity Capital | 66,916 |
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Total Interest Expense | 3,093 |
Total Deposits | 637,539 |
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Total NonInterest Expense | 5,020 |
Net Loans & Leases | 492,748 |
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Net Income | 2,721 |
Loan Loss Allowance | 4,095 |
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Net Charge Offs | 27 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 82,262 |
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Total loans | 491,569 |
Total assets for the leverage ratio | 822,183 |
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Loans secured by real estate: | 381,358 |
Tier 1 Leverage Ratio | 9.51 |
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Commercial and industrial loans | 95,804 |
Tier 1 Capital Ratio | 12.66 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.33 |
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Loans to individuals - Other | 8,283 |
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