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Five Rivers Bank
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Five Rivers Bank
| RSSD ID 5882500 | CERTIFICATE 59345 | ABA NUMBER 21214901 |
| 81 E State Rt 4 |
Quarter Ended : |
2026-06-30 |
| Paramus, New Jersey, 7652 |
Updated : |
2026-07-29 |
| www.fiveriversbank.com |
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| Institution Profile |
| Year Opened : |
2025 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 78,136 |
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Total Interest Income | 708 |
| Total Liabilities | 50,757 |
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Total NonInterest Income | 6 |
| Total Bank Equity Capital | 27,379 |
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Total Interest Expense | 216 |
| Total Deposits | 49,764 |
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Total NonInterest Expense | 2,313 |
| Net Loans & Leases | 18,772 |
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Net Income | (2,025) |
| Loan Loss Allowance | 223 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 9,403 |
| Total assets for the leverage ratio | 47,940 |
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Loans secured by real estate: | 8,882 |
| Tier 1 Leverage Ratio | 57.11 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 1.48 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 26 |
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