Five Rivers Bank Financial Reports

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Five Rivers Bank

RSSD ID 5882500 \| CERTIFICATE 59345 \| ABA NUMBER 21214901
81 E State Rt 4	Quarter Ended :	2025-09-30
Paramus, New Jersey, 7652	Updated :	2025-10-29
www.fiveriversbank.com

Institution Profile
Year Opened :	2025	Institution Type :	Commercial bank
Entity Type :	State	Federal Regulator :	FDIC
Member Federal Reserve :	No	S-Corp :	No
Fiduciary Powers :	No	Powers Exercised :	No
Filing Type :	051

Specialization :	Other Specialized Under 1 Billion
Number of Offices :	1	Number of Employees :	13

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	31,096	Total Interest Income	1,062
Total Liabilities	987	Total NonInterest Income	0
Total Bank Equity Capital	30,109	Total Interest Expense	0
Total Deposits	57	Total NonInterest Expense	2,709
Net Loans & Leases	0	Net Income	(1,648)
Loan Loss Allowance	0	Net Charge Offs	0

Regulatory Capital		Quarterly Averages (USD, in thousands)
Community Bank Leverage Ratio	Yes	Total loans	0
Total assets for the leverage ratio	31,278	Loans secured by real estate:	0
Tier 1 Leverage Ratio	96.26	Commercial and industrial loans	0
Off Balance Sheet Exposures (%)	0	Loans to individuals - Credit Cards	0
Trading Assets and Liabilities (%)	0	Loans to individuals - Other	0

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury