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Lincoln Savings Bank
Lincoln Savings Bank
| RSSD ID 589943 | CERTIFICATE 14207 | ABA NUMBER 73905527 |
| 508 Main St |
Quarter Ended : |
2025-09-30 |
| Reinbeck, Iowa, 50669 |
Updated : |
2025-10-23 |
| www.mylsb.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
217 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,775,608 |
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Total Interest Income | 69,130 |
| Total Liabilities | 1,621,627 |
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Total NonInterest Income | 8,500 |
| Total Bank Equity Capital | 153,981 |
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Total Interest Expense | 34,767 |
| Total Deposits | 1,538,395 |
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Total NonInterest Expense | 40,208 |
| Net Loans & Leases | 1,219,980 |
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Net Income | 468 |
| Loan Loss Allowance | 17,635 |
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Net Charge Offs | 1,175 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 178,721 |
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Total loans | 1,269,606 |
| Total assets for the leverage ratio | 1,782,562 |
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Loans secured by real estate: | 987,716 |
| Tier 1 Leverage Ratio | 9.06 |
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Commercial and industrial loans | 225,472 |
| Tier 1 Capital Ratio | 11.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.99 |
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Loans to individuals - Other | 3,956 |
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