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 The Peoples Bank
The Peoples Bank
| RSSD ID 591357 | CERTIFICATE 6110 | ABA NUMBER 84306791 |
| 34910 Highway 104 S |
Quarter Ended : |
2025-09-30 |
| Sardis, Tennessee, 38371 |
Updated : |
2025-10-21 |
| www.thepeoplesbankoftn.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 110,606 |
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Total Interest Income | 4,675 |
| Total Liabilities | 99,981 |
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Total NonInterest Income | 331 |
| Total Bank Equity Capital | 10,625 |
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Total Interest Expense | 1,507 |
| Total Deposits | 98,754 |
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Total NonInterest Expense | 2,813 |
| Net Loans & Leases | 70,977 |
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Net Income | 425 |
| Loan Loss Allowance | 705 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 72,812 |
| Total assets for the leverage ratio | 110,583 |
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Loans secured by real estate: | 63,380 |
| Tier 1 Leverage Ratio | 10.58 |
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Commercial and industrial loans | 6,086 |
| Off Balance Sheet Exposures (%) | 4.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,408 |
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:· The Peoples Bank
