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Citizens National Bank
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Citizens National Bank
| RSSD ID 59352 | CERTIFICATE 3127 | ABA NUMBER 111902819 |
| 118 S Houston Ave |
Quarter Ended : |
2026-03-31 |
| Cameron, Texas, 76520 |
Updated : |
2026-04-21 |
| www.cnbanktexas.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 668,018 |
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Total Interest Income | 8,662 |
| Total Liabilities | 584,869 |
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Total NonInterest Income | 377 |
| Total Bank Equity Capital | 83,149 |
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Total Interest Expense | 2,557 |
| Total Deposits | 582,102 |
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Total NonInterest Expense | 3,123 |
| Net Loans & Leases | 422,430 |
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Net Income | 2,634 |
| Loan Loss Allowance | 6,666 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 91,050 |
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Total loans | 425,688 |
| Total assets for the leverage ratio | 668,033 |
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Loans secured by real estate: | 391,723 |
| Tier 1 Leverage Ratio | 12.67 |
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Commercial and industrial loans | 14,254 |
| Tier 1 Capital Ratio | 16.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.76 |
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Loans to individuals - Other | 2,203 |
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