|
 |
|
|
 State Bank of the Lakes, National Association
|
State Bank of the Lakes, National Association
| RSSD ID 595430 | CERTIFICATE 5744 | ABA NUMBER 71909871 |
| 440 Lake St |
Quarter Ended : |
2026-03-31 |
| Antioch, Illinois, 60002 |
Updated : |
2026-04-30 |
| www.sbotl.com |
|
| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
88 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,689,580 |
|
Total Interest Income | 32,233 |
| Total Liabilities | 2,412,639 |
|
Total NonInterest Income | 2,051 |
| Total Bank Equity Capital | 276,941 |
|
Total Interest Expense | 13,042 |
| Total Deposits | 2,260,897 |
|
Total NonInterest Expense | 8,098 |
| Net Loans & Leases | 1,985,472 |
|
Net Income | 9,791 |
| Loan Loss Allowance | 9,613 |
|
Net Charge Offs | 300 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 245,866 |
|
Total loans | 1,823,078 |
| Total assets for the leverage ratio | 2,488,585 |
|
Loans secured by real estate: | 636,048 |
| Tier 1 Leverage Ratio | 9.37 |
|
Commercial and industrial loans | 695,345 |
| Tier 1 Capital Ratio | 10.74 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.33 |
|
Loans to individuals - Other | 408,935 |
|
|
|
|
:· State Bank of the Lakes, National Association
