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 PS Bank
PS Bank
| RSSD ID 597313 | CERTIFICATE 444 | ABA NUMBER 31314503 |
| 42621 Route 6 |
Quarter Ended : |
2025-12-31 |
| Wyalusing, Pennsylvania, 18853 |
Updated : |
2026-01-29 |
| psbanking.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 640,858 |
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Total Interest Income | 32,518 |
| Total Liabilities | 575,406 |
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Total NonInterest Income | 4,145 |
| Total Bank Equity Capital | 65,452 |
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Total Interest Expense | 10,400 |
| Total Deposits | 559,752 |
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Total NonInterest Expense | 13,515 |
| Net Loans & Leases | 413,764 |
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Net Income | 10,102 |
| Loan Loss Allowance | 5,170 |
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Net Charge Offs | 76 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 417,210 |
| Total assets for the leverage ratio | 637,446 |
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Loans secured by real estate: | 324,318 |
| Tier 1 Leverage Ratio | 11.06 |
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Commercial and industrial loans | 73,235 |
| Off Balance Sheet Exposures (%) | 5.42 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,675 |
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:· PS Bank
