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 American Bank
American Bank
| RSSD ID 597452 | CERTIFICATE 19234 | ABA NUMBER 65405404 |
| 1819 N Columbia St |
Quarter Ended : |
2025-03-31 |
| Covington, Louisiana, 70433 |
Updated : |
2025-04-22 |
| www.americanbankusa.com |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 327,183 |
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Total Interest Income | 6,607 |
| Total Liabilities | 290,740 |
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Total NonInterest Income | 1,267 |
| Total Bank Equity Capital | 36,443 |
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Total Interest Expense | 1,771 |
| Total Deposits | 287,668 |
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Total NonInterest Expense | 3,497 |
| Net Loans & Leases | 226,344 |
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Net Income | 1,476 |
| Loan Loss Allowance | 4,106 |
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Net Charge Offs | 351 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 235,803 |
| Total assets for the leverage ratio | 317,986 |
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Loans secured by real estate: | 199,098 |
| Tier 1 Leverage Ratio | 10.63 |
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Commercial and industrial loans | 21,729 |
| Off Balance Sheet Exposures (%) | 12.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,981 |
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:· American Bank
