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 Farmers and Merchants State Bank
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Farmers and Merchants State Bank
| RSSD ID 601153 | CERTIFICATE 501 | ABA NUMBER 91402015 |
| 101 S Main St |
Quarter Ended : |
2026-06-30 |
| Plankinton, South Dakota, 57368 |
Updated : |
2026-07-16 |
| www.fmsbonline.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 180,435 |
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Total Interest Income | 6,051 |
| Total Liabilities | 161,833 |
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Total NonInterest Income | 308 |
| Total Bank Equity Capital | 18,602 |
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Total Interest Expense | 1,874 |
| Total Deposits | 137,272 |
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Total NonInterest Expense | 1,739 |
| Net Loans & Leases | 146,140 |
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Net Income | 2,190 |
| Loan Loss Allowance | 1,967 |
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Net Charge Offs | 55 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,212 |
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Total loans | 142,267 |
| Total assets for the leverage ratio | 174,187 |
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Loans secured by real estate: | 32,236 |
| Tier 1 Leverage Ratio | 11.02 |
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Commercial and industrial loans | 18,514 |
| Tier 1 Capital Ratio | 11.73 |
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Loans to individuals - Credit Cards | 196 |
| Total Capital Ratio | 12.96 |
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Loans to individuals - Other | 5,488 |
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:· Farmers and Merchants State Bank
