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 Farmers and Merchants State Bank
Farmers and Merchants State Bank
| RSSD ID 601153 | CERTIFICATE 501 | ABA NUMBER 91402015 |
| 101 S Main St |
Quarter Ended : |
2025-12-31 |
| Plankinton, South Dakota, 57368 |
Updated : |
2026-01-12 |
| www.fmsbonline.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,818 |
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Total Interest Income | 11,171 |
| Total Liabilities | 164,367 |
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Total NonInterest Income | 621 |
| Total Bank Equity Capital | 17,451 |
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Total Interest Expense | 3,392 |
| Total Deposits | 153,067 |
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Total NonInterest Expense | 3,330 |
| Net Loans & Leases | 142,455 |
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Net Income | 4,415 |
| Loan Loss Allowance | 1,722 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,003 |
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Total loans | 135,737 |
| Total assets for the leverage ratio | 173,469 |
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Loans secured by real estate: | 27,898 |
| Tier 1 Leverage Ratio | 10.48 |
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Commercial and industrial loans | 16,923 |
| Tier 1 Capital Ratio | 11.3 |
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Loans to individuals - Credit Cards | 190 |
| Total Capital Ratio | 12.44 |
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Loans to individuals - Other | 5,848 |
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:· Farmers and Merchants State Bank
