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 Peoples Bank of Alabama
Peoples Bank of Alabama
| RSSD ID 60330 | CERTIFICATE 22537 | ABA NUMBER 62203010 |
| 1912 Cherokee Ave Sw |
Quarter Ended : |
2025-09-30 |
| Cullman, Alabama, 35055 |
Updated : |
2025-10-29 |
| www.peoplesbankal.com |
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| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
278 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,424,720 |
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Total Interest Income | 59,848 |
| Total Liabilities | 1,290,037 |
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Total NonInterest Income | 10,359 |
| Total Bank Equity Capital | 134,683 |
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Total Interest Expense | 14,257 |
| Total Deposits | 1,278,477 |
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Total NonInterest Expense | 33,707 |
| Net Loans & Leases | 876,958 |
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Net Income | 20,629 |
| Loan Loss Allowance | 15,100 |
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Net Charge Offs | 542 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 163,149 |
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Total loans | 889,259 |
| Total assets for the leverage ratio | 1,413,696 |
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Loans secured by real estate: | 666,352 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 192,597 |
| Tier 1 Capital Ratio | 15.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.46 |
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Loans to individuals - Other | 11,659 |
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:· Peoples Bank of Alabama
