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 Waterman Bank
Waterman Bank
| RSSD ID 604640 | CERTIFICATE 10878 | ABA NUMBER 71916482 |
| 248 W Lincoln Hwy |
Quarter Ended : |
2025-09-30 |
| Waterman, Illinois, 60556 |
Updated : |
2025-10-22 |
| www.watermanbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 165,707 |
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Total Interest Income | 8,353 |
| Total Liabilities | 140,603 |
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Total NonInterest Income | 1,408 |
| Total Bank Equity Capital | 25,104 |
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Total Interest Expense | 3,132 |
| Total Deposits | 137,488 |
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Total NonInterest Expense | 5,711 |
| Net Loans & Leases | 100,184 |
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Net Income | 520 |
| Loan Loss Allowance | 576 |
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Net Charge Offs | 275 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,091 |
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Total loans | 98,655 |
| Total assets for the leverage ratio | 160,638 |
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Loans secured by real estate: | 83,709 |
| Tier 1 Leverage Ratio | 13.38 |
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Commercial and industrial loans | 5,752 |
| Tier 1 Capital Ratio | 21.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.62 |
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Loans to individuals - Other | 482 |
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:· Waterman Bank
