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 First State Bank Minnesota
First State Bank Minnesota
| RSSD ID 60554 | CERTIFICATE 10162 | ABA NUMBER 91204404 |
| 102 W Main St |
Quarter Ended : |
2025-06-30 |
| Le Roy, Minnesota, 55951 |
Updated : |
2025-08-05 |
| www.fsbminnesota.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 97,781 |
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Total Interest Income | 2,554 |
| Total Liabilities | 86,921 |
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Total NonInterest Income | 57 |
| Total Bank Equity Capital | 10,860 |
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Total Interest Expense | 594 |
| Total Deposits | 85,470 |
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Total NonInterest Expense | 1,164 |
| Net Loans & Leases | 78,325 |
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Net Income | 764 |
| Loan Loss Allowance | 1,223 |
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Net Charge Offs | (213) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 80,535 |
| Total assets for the leverage ratio | 99,734 |
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Loans secured by real estate: | 42,206 |
| Tier 1 Leverage Ratio | 11.03 |
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Commercial and industrial loans | 6,134 |
| Off Balance Sheet Exposures (%) | 0.75 |
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Loans to individuals - Credit Cards | 278 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,289 |
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:· First State Bank Minnesota
