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 Sawyer Savings Bank
Sawyer Savings Bank
| RSSD ID 605610 | CERTIFICATE 16039 | ABA NUMBER 221971138 |
| 87 Market St |
Quarter Ended : |
2025-12-31 |
| Saugerties, New York, 12477 |
Updated : |
2026-01-30 |
| www.SawyerSavings.bank |
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| Institution Profile |
| Year Opened : |
1871 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 287,967 |
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Total Interest Income | 13,751 |
| Total Liabilities | 259,088 |
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Total NonInterest Income | 955 |
| Total Bank Equity Capital | 28,879 |
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Total Interest Expense | 5,711 |
| Total Deposits | 237,895 |
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Total NonInterest Expense | 7,811 |
| Net Loans & Leases | 220,049 |
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Net Income | 772 |
| Loan Loss Allowance | 2,354 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,884 |
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Total loans | 229,801 |
| Total assets for the leverage ratio | 283,797 |
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Loans secured by real estate: | 215,923 |
| Tier 1 Leverage Ratio | 10.81 |
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Commercial and industrial loans | 5,549 |
| Tier 1 Capital Ratio | 17.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.73 |
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Loans to individuals - Other | 166 |
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:· Sawyer Savings Bank
