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First National Bank
First National Bank
RSSD ID 60648 | CERTIFICATE 4324 | ABA NUMBER 74907126 |
302 S Main St |
Quarter Ended : |
2025-03-31 |
Cloverdale, Indiana, 46120 |
Updated : |
2025-04-24 |
www.fnb-bank.com |
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Institution Profile |
Year Opened : |
1913 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
7 |
Number of Employees : |
73 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 404,162 |
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Total Interest Income | 4,516 |
Total Liabilities | 375,133 |
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Total NonInterest Income | 454 |
Total Bank Equity Capital | 29,029 |
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Total Interest Expense | 1,609 |
Total Deposits | 371,831 |
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Total NonInterest Expense | 2,744 |
Net Loans & Leases | 197,512 |
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Net Income | 501 |
Loan Loss Allowance | 4,369 |
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Net Charge Offs | (4) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 42,567 |
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Total loans | 202,060 |
Total assets for the leverage ratio | 418,902 |
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Loans secured by real estate: | 171,053 |
Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 19,557 |
Tier 1 Capital Ratio | 17.73 |
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Loans to individuals - Credit Cards | 317 |
Total Capital Ratio | 18.99 |
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Loans to individuals - Other | 5,408 |
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