|
 |
|
|
 Independence Bank
Independence Bank
| RSSD ID 606653 | CERTIFICATE 20989 | ABA NUMBER 92901340 |
| 435 3rd St |
Quarter Ended : |
2025-12-31 |
| Havre, Montana, 59501 |
Updated : |
2026-01-29 |
| www.ibyourbank.com |
|
| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
154 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,344,534 |
|
Total Interest Income | 77,820 |
| Total Liabilities | 1,183,225 |
|
Total NonInterest Income | 3,170 |
| Total Bank Equity Capital | 161,309 |
|
Total Interest Expense | 24,703 |
| Total Deposits | 1,165,620 |
|
Total NonInterest Expense | 25,072 |
| Net Loans & Leases | 1,021,100 |
|
Net Income | 20,525 |
| Loan Loss Allowance | 14,665 |
|
Net Charge Offs | (271) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 191,779 |
|
Total loans | 1,043,539 |
| Total assets for the leverage ratio | 1,365,445 |
|
Loans secured by real estate: | 718,471 |
| Tier 1 Leverage Ratio | 12.99 |
|
Commercial and industrial loans | 71,586 |
| Tier 1 Capital Ratio | 15.42 |
|
Loans to individuals - Credit Cards | 780 |
| Total Capital Ratio | 16.67 |
|
Loans to individuals - Other | 26,588 |
|
|
|
|
:· Independence Bank
