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 Independence Bank
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Independence Bank
| RSSD ID 606653 | CERTIFICATE 20989 | ABA NUMBER 92901340 |
| 435 3rd St |
Quarter Ended : |
2026-06-30 |
| Havre, Montana, 59501 |
Updated : |
2026-07-21 |
| www.ibyourbank.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
167 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,389,110 |
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Total Interest Income | 42,019 |
| Total Liabilities | 1,220,438 |
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Total NonInterest Income | 1,559 |
| Total Bank Equity Capital | 168,672 |
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Total Interest Expense | 11,960 |
| Total Deposits | 1,199,053 |
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Total NonInterest Expense | 13,185 |
| Net Loans & Leases | 1,092,845 |
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Net Income | 13,210 |
| Loan Loss Allowance | 14,948 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 200,515 |
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Total loans | 1,062,527 |
| Total assets for the leverage ratio | 1,385,395 |
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Loans secured by real estate: | 768,047 |
| Tier 1 Leverage Ratio | 13.39 |
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Commercial and industrial loans | 69,189 |
| Tier 1 Capital Ratio | 15.16 |
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Loans to individuals - Credit Cards | 814 |
| Total Capital Ratio | 16.38 |
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Loans to individuals - Other | 27,488 |
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:· Independence Bank
