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 CNB Bank and Trust, N.A.
CNB Bank and Trust, N.A.
| RSSD ID 613343 | CERTIFICATE 3775 | ABA NUMBER 81904662 |
| 450 W Side Sq |
Quarter Ended : |
2025-12-31 |
| Carlinville, Illinois, 62626 |
Updated : |
2026-01-29 |
| www.cnbil.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
267 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,794,976 |
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Total Interest Income | 96,627 |
| Total Liabilities | 1,629,840 |
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Total NonInterest Income | 11,721 |
| Total Bank Equity Capital | 165,136 |
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Total Interest Expense | 34,794 |
| Total Deposits | 1,495,929 |
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Total NonInterest Expense | 45,277 |
| Net Loans & Leases | 1,306,832 |
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Net Income | 19,479 |
| Loan Loss Allowance | 15,169 |
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Net Charge Offs | 376 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 186,032 |
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Total loans | 1,310,955 |
| Total assets for the leverage ratio | 1,817,994 |
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Loans secured by real estate: | 1,045,465 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 137,708 |
| Tier 1 Capital Ratio | 11.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.99 |
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Loans to individuals - Other | 19,088 |
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:· CNB Bank and Trust, N.A.
