|
 |
|
|
 PeoplesBank
PeoplesBank
| RSSD ID 613400 | CERTIFICATE 90213 | ABA NUMBER 211871772 |
| 330 Whitney Ave |
Quarter Ended : |
2025-09-30 |
| Holyoke, Massachusetts, 1040 |
Updated : |
2025-10-30 |
| www.bankatpeoples.com |
|
| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
345 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,348,690 |
|
Total Interest Income | 157,082 |
| Total Liabilities | 3,954,871 |
|
Total NonInterest Income | 17,252 |
| Total Bank Equity Capital | 393,819 |
|
Total Interest Expense | 72,263 |
| Total Deposits | 3,520,678 |
|
Total NonInterest Expense | 70,075 |
| Net Loans & Leases | 3,440,938 |
|
Net Income | 19,217 |
| Loan Loss Allowance | 17,952 |
|
Net Charge Offs | 5,257 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 430,745 |
|
Total loans | 3,439,551 |
| Total assets for the leverage ratio | 4,349,781 |
|
Loans secured by real estate: | 2,711,697 |
| Tier 1 Leverage Ratio | 9.49 |
|
Commercial and industrial loans | 348,778 |
| Tier 1 Capital Ratio | 12.3 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.83 |
|
Loans to individuals - Other | 372,216 |
|
|
|
|
:· PeoplesBank
