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 PeoplesBank
PeoplesBank
| RSSD ID 613400 | CERTIFICATE 90213 | ABA NUMBER 211871772 |
| 330 Whitney Ave |
Quarter Ended : |
2025-12-31 |
| Holyoke, Massachusetts, 1040 |
Updated : |
2026-01-30 |
| www.bankatpeoples.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
354 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,479,358 |
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Total Interest Income | 208,091 |
| Total Liabilities | 4,079,976 |
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Total NonInterest Income | 19,722 |
| Total Bank Equity Capital | 399,382 |
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Total Interest Expense | 96,988 |
| Total Deposits | 3,613,920 |
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Total NonInterest Expense | 94,246 |
| Net Loans & Leases | 3,491,201 |
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Net Income | 23,911 |
| Loan Loss Allowance | 19,006 |
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Net Charge Offs | 7,280 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 433,941 |
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Total loans | 3,481,309 |
| Total assets for the leverage ratio | 4,386,293 |
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Loans secured by real estate: | 2,752,232 |
| Tier 1 Leverage Ratio | 9.46 |
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Commercial and industrial loans | 346,065 |
| Tier 1 Capital Ratio | 12.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.76 |
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Loans to individuals - Other | 376,245 |
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:· PeoplesBank
