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 The Citizens Bank
The Citizens Bank
| RSSD ID 617145 | CERTIFICATE 9306 | ABA NUMBER 83907722 |
| 1522 Union City Hwy |
Quarter Ended : |
2025-09-30 |
| Hickman, Kentucky, 42050 |
Updated : |
2025-10-27 |
| www.citizenshickman.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 215,359 |
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Total Interest Income | 8,553 |
| Total Liabilities | 191,815 |
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Total NonInterest Income | 742 |
| Total Bank Equity Capital | 23,544 |
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Total Interest Expense | 3,340 |
| Total Deposits | 190,880 |
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Total NonInterest Expense | 3,875 |
| Net Loans & Leases | 148,868 |
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Net Income | 2,080 |
| Loan Loss Allowance | 1,804 |
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Net Charge Offs | 59 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 150,933 |
| Total assets for the leverage ratio | 213,223 |
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Loans secured by real estate: | 119,459 |
| Tier 1 Leverage Ratio | 12.29 |
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Commercial and industrial loans | 16,340 |
| Off Balance Sheet Exposures (%) | 8.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,045 |
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:· The Citizens Bank
