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First Heritage Bank
First Heritage Bank
| RSSD ID 618647 | CERTIFICATE 4457 | ABA NUMBER 73910237 |
| 801 S Fremont St |
Quarter Ended : |
2025-12-31 |
| Shenandoah, Iowa, 51601 |
Updated : |
2026-01-16 |
| www.fhbshen.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 69,920 |
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Total Interest Income | 3,925 |
| Total Liabilities | 63,253 |
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Total NonInterest Income | 93 |
| Total Bank Equity Capital | 6,667 |
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Total Interest Expense | 1,319 |
| Total Deposits | 57,999 |
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Total NonInterest Expense | 1,523 |
| Net Loans & Leases | 53,483 |
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Net Income | 1,068 |
| Loan Loss Allowance | 637 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 53,522 |
| Total assets for the leverage ratio | 70,646 |
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Loans secured by real estate: | 37,510 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 6,727 |
| Off Balance Sheet Exposures (%) | 10.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,548 |
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