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 Avidia Bank
Avidia Bank
| RSSD ID 619701 | CERTIFICATE 90215 | ABA NUMBER 211370529 |
| 42 Main St |
Quarter Ended : |
2025-12-31 |
| Hudson, Massachusetts, 1749 |
Updated : |
2026-01-30 |
| www.avidiabank.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
241 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,832,798 |
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Total Interest Income | 130,716 |
| Total Liabilities | 2,507,279 |
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Total NonInterest Income | 17,468 |
| Total Bank Equity Capital | 325,519 |
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Total Interest Expense | 42,239 |
| Total Deposits | 2,207,788 |
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Total NonInterest Expense | 77,972 |
| Net Loans & Leases | 2,276,448 |
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Net Income | 4,957 |
| Loan Loss Allowance | 22,018 |
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Net Charge Offs | 21,472 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 349,158 |
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Total loans | 2,280,267 |
| Total assets for the leverage ratio | 2,742,907 |
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Loans secured by real estate: | 1,292,410 |
| Tier 1 Leverage Ratio | 11.9 |
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Commercial and industrial loans | 983,759 |
| Tier 1 Capital Ratio | 14.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.85 |
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Loans to individuals - Other | 4,098 |
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:· Avidia Bank
