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 State Bank of De Kalb
State Bank of De Kalb
| RSSD ID 621357 | CERTIFICATE 15463 | ABA NUMBER 111907089 |
| 102 S Runnels St |
Quarter Ended : |
2025-03-31 |
| De Kalb, Texas, 75559 |
Updated : |
2025-04-22 |
| www.statebankofdekalb.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 461,558 |
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Total Interest Income | 7,084 |
| Total Liabilities | 407,783 |
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Total NonInterest Income | 851 |
| Total Bank Equity Capital | 53,775 |
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Total Interest Expense | 1,767 |
| Total Deposits | 405,800 |
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Total NonInterest Expense | 3,427 |
| Net Loans & Leases | 353,166 |
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Net Income | 2,531 |
| Loan Loss Allowance | 5,187 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 359,436 |
| Total assets for the leverage ratio | 458,110 |
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Loans secured by real estate: | 260,775 |
| Tier 1 Leverage Ratio | 11.65 |
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Commercial and industrial loans | 83,339 |
| Off Balance Sheet Exposures (%) | 11.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,865 |
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:· State Bank of De Kalb
