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 Central Bank
Central Bank
| RSSD ID 622774 | CERTIFICATE 9204 | ABA NUMBER 124300327 |
| 75 N University Ave |
Quarter Ended : |
2025-09-30 |
| Provo, Utah, 84601 |
Updated : |
2025-10-27 |
| www.cbutah.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
295 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,059,593 |
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Total Interest Income | 96,802 |
| Total Liabilities | 1,761,244 |
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Total NonInterest Income | 7,465 |
| Total Bank Equity Capital | 298,349 |
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Total Interest Expense | 25,161 |
| Total Deposits | 1,698,896 |
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Total NonInterest Expense | 40,292 |
| Net Loans & Leases | 1,353,989 |
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Net Income | 26,292 |
| Loan Loss Allowance | 43,333 |
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Net Charge Offs | 508 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,382,353 |
| Total assets for the leverage ratio | 2,079,636 |
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Loans secured by real estate: | 1,248,040 |
| Tier 1 Leverage Ratio | 14.76 |
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Commercial and industrial loans | 115,906 |
| Off Balance Sheet Exposures (%) | 7.56 |
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Loans to individuals - Credit Cards | 2,114 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,113 |
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:· Central Bank
