|
 |
|
|
 Central Bank
Central Bank
| RSSD ID 622774 | CERTIFICATE 9204 | ABA NUMBER 124300327 |
| 75 N University Ave |
Quarter Ended : |
2025-03-31 |
| Provo, Utah, 84601 |
Updated : |
2025-04-28 |
| www.cbutah.com |
|
| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
298 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,024,344 |
|
Total Interest Income | 31,036 |
| Total Liabilities | 1,747,421 |
|
Total NonInterest Income | 2,553 |
| Total Bank Equity Capital | 276,923 |
|
Total Interest Expense | 8,345 |
| Total Deposits | 1,627,800 |
|
Total NonInterest Expense | 13,406 |
| Net Loans & Leases | 1,278,867 |
|
Net Income | 8,526 |
| Loan Loss Allowance | 40,258 |
|
Net Charge Offs | 158 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,325,293 |
| Total assets for the leverage ratio | 2,036,619 |
|
Loans secured by real estate: | 1,194,817 |
| Tier 1 Leverage Ratio | 14.36 |
|
Commercial and industrial loans | 112,038 |
| Off Balance Sheet Exposures (%) | 7.16 |
|
Loans to individuals - Credit Cards | 2,390 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 12,939 |
|
|
|
|
:· Central Bank
