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Central Bank
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Central Bank
| RSSD ID 622774 | CERTIFICATE 9204 | ABA NUMBER 124300327 |
| 75 N University Ave |
Quarter Ended : |
2026-03-31 |
| Provo, Utah, 84601 |
Updated : |
2026-04-22 |
| www.cbutah.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
290 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,149,085 |
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Total Interest Income | 33,257 |
| Total Liabilities | 1,837,646 |
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Total NonInterest Income | 2,976 |
| Total Bank Equity Capital | 311,439 |
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Total Interest Expense | 8,383 |
| Total Deposits | 1,773,365 |
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Total NonInterest Expense | 13,659 |
| Net Loans & Leases | 1,324,698 |
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Net Income | 10,229 |
| Loan Loss Allowance | 43,122 |
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Net Charge Offs | 798 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,382,802 |
| Total assets for the leverage ratio | 2,111,694 |
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Loans secured by real estate: | 1,248,421 |
| Tier 1 Leverage Ratio | 15.18 |
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Commercial and industrial loans | 108,473 |
| Off Balance Sheet Exposures (%) | 7 |
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Loans to individuals - Credit Cards | 198 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,701 |
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