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 The Clay City Banking Co.
The Clay City Banking Co.
| RSSD ID 623548 | CERTIFICATE 10845 | ABA NUMBER 81212273 |
| 331 S Main St |
Quarter Ended : |
2025-03-31 |
| Clay City, Illinois, 62824 |
Updated : |
2025-04-09 |
| www.claycitybanking.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 231,154 |
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Total Interest Income | 2,843 |
| Total Liabilities | 211,806 |
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Total NonInterest Income | 419 |
| Total Bank Equity Capital | 19,348 |
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Total Interest Expense | 1,057 |
| Total Deposits | 209,695 |
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Total NonInterest Expense | 1,418 |
| Net Loans & Leases | 148,023 |
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Net Income | 582 |
| Loan Loss Allowance | 1,413 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,846 |
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Total loans | 148,861 |
| Total assets for the leverage ratio | 218,588 |
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Loans secured by real estate: | 111,724 |
| Tier 1 Leverage Ratio | 10.25 |
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Commercial and industrial loans | 15,879 |
| Tier 1 Capital Ratio | 14.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.7 |
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Loans to individuals - Other | 4,472 |
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:· The Clay City Banking Co.
