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 Citizens State Bank
Citizens State Bank
| RSSD ID 625065 | CERTIFICATE 12303 | ABA NUMBER 113119105 |
| 102 W Bluff St |
Quarter Ended : |
2025-09-30 |
| Woodville, Texas, 75979 |
Updated : |
2025-10-29 |
| www.citizensbank.net |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 447,976 |
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Total Interest Income | 16,728 |
| Total Liabilities | 398,147 |
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Total NonInterest Income | 798 |
| Total Bank Equity Capital | 49,829 |
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Total Interest Expense | 5,084 |
| Total Deposits | 392,223 |
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Total NonInterest Expense | 8,756 |
| Net Loans & Leases | 302,642 |
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Net Income | 2,608 |
| Loan Loss Allowance | 3,330 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,655 |
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Total loans | 281,023 |
| Total assets for the leverage ratio | 418,751 |
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Loans secured by real estate: | 224,284 |
| Tier 1 Leverage Ratio | 13.07 |
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Commercial and industrial loans | 54,509 |
| Tier 1 Capital Ratio | 15.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.81 |
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Loans to individuals - Other | 2,075 |
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:· Citizens State Bank
