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Citizens State Bank
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Citizens State Bank
| RSSD ID 625065 | CERTIFICATE 12303 | ABA NUMBER 113119105 |
| 102 W Bluff St |
Quarter Ended : |
2026-06-30 |
| Woodville, Texas, 75979 |
Updated : |
2026-08-13 |
| www.citizensbank.net |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 511,354 |
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Total Interest Income | 13,802 |
| Total Liabilities | 452,019 |
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Total NonInterest Income | 428 |
| Total Bank Equity Capital | 59,335 |
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Total Interest Expense | 4,244 |
| Total Deposits | 449,153 |
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Total NonInterest Expense | 7,678 |
| Net Loans & Leases | 368,191 |
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Net Income | 1,334 |
| Loan Loss Allowance | 4,421 |
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Net Charge Offs | 195 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 69,200 |
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Total loans | 369,815 |
| Total assets for the leverage ratio | 486,996 |
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Loans secured by real estate: | 295,107 |
| Tier 1 Leverage Ratio | 13.18 |
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Commercial and industrial loans | 72,921 |
| Tier 1 Capital Ratio | 16.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18 |
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Loans to individuals - Other | 1,725 |
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