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Commerce Bank
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Commerce Bank
| RSSD ID 625159 | CERTIFICATE 23772 | ABA NUMBER 114909903 |
| 5800 San Dario Ave |
Quarter Ended : |
2026-03-31 |
| Laredo, Texas, 78041 |
Updated : |
2026-04-28 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 738,516 |
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Total Interest Income | 7,939 |
| Total Liabilities | 661,594 |
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Total NonInterest Income | 1,620 |
| Total Bank Equity Capital | 76,922 |
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Total Interest Expense | 2,919 |
| Total Deposits | 657,332 |
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Total NonInterest Expense | 2,303 |
| Net Loans & Leases | 171,484 |
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Net Income | 3,229 |
| Loan Loss Allowance | 2,846 |
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Net Charge Offs | 127 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 92,846 |
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Total loans | 169,185 |
| Total assets for the leverage ratio | 746,353 |
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Loans secured by real estate: | 122,185 |
| Tier 1 Leverage Ratio | 12.04 |
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Commercial and industrial loans | 35,605 |
| Tier 1 Capital Ratio | 30.93 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 31.95 |
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Loans to individuals - Other | 10,794 |
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