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 Cape Ann Savings Bank
Cape Ann Savings Bank
| RSSD ID 627108 | CERTIFICATE 90203 | ABA NUMBER 211370862 |
| 109 Main St |
Quarter Ended : |
2025-12-31 |
| Gloucester, Massachusetts, 1930 |
Updated : |
2026-01-29 |
| capeannsavings.bank |
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| Institution Profile |
| Year Opened : |
1846 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,039,087 |
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Total Interest Income | 41,581 |
| Total Liabilities | 830,179 |
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Total NonInterest Income | 5,064 |
| Total Bank Equity Capital | 208,908 |
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Total Interest Expense | 18,028 |
| Total Deposits | 782,657 |
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Total NonInterest Expense | 18,671 |
| Net Loans & Leases | 720,048 |
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Net Income | 10,976 |
| Loan Loss Allowance | 6,160 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 214,752 |
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Total loans | 720,527 |
| Total assets for the leverage ratio | 1,018,678 |
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Loans secured by real estate: | 701,341 |
| Tier 1 Leverage Ratio | 20.46 |
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Commercial and industrial loans | 14,336 |
| Tier 1 Capital Ratio | 27.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.98 |
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Loans to individuals - Other | 1,593 |
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:· Cape Ann Savings Bank
