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First Liberty Bank
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First Liberty Bank
| RSSD ID 629353 | CERTIFICATE 3301 | ABA NUMBER 113116056 |
| 1900 Sam Houston St |
Quarter Ended : |
2026-03-31 |
| Liberty, Texas, 77575 |
Updated : |
2026-04-24 |
| flb.bank |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 890,047 |
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Total Interest Income | 11,959 |
| Total Liabilities | 792,249 |
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Total NonInterest Income | 1,392 |
| Total Bank Equity Capital | 97,798 |
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Total Interest Expense | 2,667 |
| Total Deposits | 783,659 |
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Total NonInterest Expense | 6,943 |
| Net Loans & Leases | 475,419 |
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Net Income | 2,796 |
| Loan Loss Allowance | 6,216 |
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Net Charge Offs | 127 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 91,889 |
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Total loans | 478,907 |
| Total assets for the leverage ratio | 880,819 |
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Loans secured by real estate: | 415,101 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 43,714 |
| Tier 1 Capital Ratio | 15.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.1 |
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Loans to individuals - Other | 7,893 |
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