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The First National Bank of Livingston
The First National Bank of Livingston
| RSSD ID 630658 | CERTIFICATE 3305 | ABA NUMBER 113105452 |
| 2121 Us Highway 190 W |
Quarter Ended : |
2025-09-30 |
| Livingston, Texas, 77351 |
Updated : |
2025-10-23 |
| www.fnblivingston.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
100 |
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| Related Company Filings |
Regulator |
FNB CO |
FED |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 458,555 |
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Total Interest Income | 13,017 |
| Total Liabilities | 396,150 |
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Total NonInterest Income | 7,169 |
| Total Bank Equity Capital | 62,405 |
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Total Interest Expense | 1,227 |
| Total Deposits | 393,980 |
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Total NonInterest Expense | 12,559 |
| Net Loans & Leases | 210,575 |
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Net Income | 6,160 |
| Loan Loss Allowance | 3,106 |
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Net Charge Offs | 61 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 71,068 |
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Total loans | 209,221 |
| Total assets for the leverage ratio | 460,088 |
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Loans secured by real estate: | 180,631 |
| Tier 1 Leverage Ratio | 14.92 |
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Commercial and industrial loans | 12,394 |
| Tier 1 Capital Ratio | 35.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 36.95 |
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Loans to individuals - Other | 16,196 |
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