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Provident Savings Bank, F.S.B.
Provident Savings Bank, F.S.B.
RSSD ID 631570 | CERTIFICATE 30879 | ABA NUMBER 322270518 |
6570 Magnolia Ave |
Quarter Ended : |
2025-03-31 |
Riverside, California, 92506 |
Updated : |
2025-04-28 |
www.myprovident.com |
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Institution Profile |
Year Opened : |
1956 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
14 |
Number of Employees : |
163 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,260,127 |
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Total Interest Income | 14,513 |
Total Liabilities | 1,136,840 |
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Total NonInterest Income | 888 |
Total Bank Equity Capital | 123,287 |
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Total Interest Expense | 5,218 |
Total Deposits | 910,164 |
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Total NonInterest Expense | 7,712 |
Net Loans & Leases | 1,058,980 |
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Net Income | 2,054 |
Loan Loss Allowance | 6,577 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 129,881 |
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Total loans | 1,063,393 |
Total assets for the leverage ratio | 1,250,924 |
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Loans secured by real estate: | 1,059,045 |
Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 4,288 |
Tier 1 Capital Ratio | 19.01 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 20.03 |
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Loans to individuals - Other | 59 |
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