|
 |
|
|
 Provident Savings Bank, F.S.B.
Provident Savings Bank, F.S.B.
| RSSD ID 631570 | CERTIFICATE 30879 | ABA NUMBER 322270518 |
| 6570 Magnolia Ave |
Quarter Ended : |
2025-09-30 |
| Riverside, California, 92506 |
Updated : |
2025-10-28 |
| www.myprovident.com |
|
| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
164 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,230,789 |
|
Total Interest Income | 42,999 |
| Total Liabilities | 1,114,039 |
|
Total NonInterest Income | 2,631 |
| Total Bank Equity Capital | 116,750 |
|
Total Interest Expense | 15,651 |
| Total Deposits | 889,737 |
|
Total NonInterest Expense | 22,656 |
| Net Loans & Leases | 1,041,776 |
|
Net Income | 5,771 |
| Loan Loss Allowance | 5,780 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 122,553 |
|
Total loans | 1,045,950 |
| Total assets for the leverage ratio | 1,222,119 |
|
Loans secured by real estate: | 1,044,557 |
| Tier 1 Leverage Ratio | 9.55 |
|
Commercial and industrial loans | 1,337 |
| Tier 1 Capital Ratio | 18.19 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.1 |
|
Loans to individuals - Other | 55 |
|
|
|
|
:· Provident Savings Bank, F.S.B.
