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Provident Savings Bank, F.S.B.
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Provident Savings Bank, F.S.B.
| RSSD ID 631570 | CERTIFICATE 30879 | ABA NUMBER 322270518 |
| 6570 Magnolia Ave |
Quarter Ended : |
2026-06-30 |
| Riverside, California, 92506 |
Updated : |
2026-07-28 |
| www.myprovident.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,208,112 |
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Total Interest Income | 28,012 |
| Total Liabilities | 1,085,338 |
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Total NonInterest Income | 1,733 |
| Total Bank Equity Capital | 122,774 |
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Total Interest Expense | 9,320 |
| Total Deposits | 916,825 |
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Total NonInterest Expense | 15,159 |
| Net Loans & Leases | 1,032,682 |
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Net Income | 3,892 |
| Loan Loss Allowance | 5,850 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 128,657 |
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Total loans | 1,035,323 |
| Total assets for the leverage ratio | 1,192,287 |
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Loans secured by real estate: | 1,035,257 |
| Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 6 |
| Tier 1 Capital Ratio | 19.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.34 |
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Loans to individuals - Other | 60 |
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