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American Federal Bank
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American Federal Bank
| RSSD ID 637170 | CERTIFICATE 29140 | ABA NUMBER 291271004 |
| 215 5th St N |
Quarter Ended : |
2026-06-30 |
| Fargo, North Dakota, 58102 |
Updated : |
2026-07-27 |
| www.americanfederalbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
13 |
Number of Employees : |
130 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 795,836 |
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Total Interest Income | 21,427 |
| Total Liabilities | 724,501 |
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Total NonInterest Income | 1,987 |
| Total Bank Equity Capital | 71,335 |
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Total Interest Expense | 6,490 |
| Total Deposits | 615,560 |
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Total NonInterest Expense | 12,542 |
| Net Loans & Leases | 677,371 |
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Net Income | 4,139 |
| Loan Loss Allowance | 7,117 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 79,608 |
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Total loans | 663,816 |
| Total assets for the leverage ratio | 779,146 |
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Loans secured by real estate: | 502,609 |
| Tier 1 Leverage Ratio | 9.32 |
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Commercial and industrial loans | 20,291 |
| Tier 1 Capital Ratio | 12.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.17 |
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Loans to individuals - Other | 5,191 |
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