|
 |
|
|
 First Central State Bank
|
First Central State Bank
| RSSD ID 639549 | CERTIFICATE 19716 | ABA NUMBER 73910091 |
| 914 6th Ave |
Quarter Ended : |
2026-03-31 |
| Dewitt, Iowa, 52742 |
Updated : |
2026-04-29 |
| www.firstcentralsb.bank |
|
| Institution Profile |
| Year Opened : |
1967 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
91 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 783,989 |
|
Total Interest Income | 9,676 |
| Total Liabilities | 687,086 |
|
Total NonInterest Income | 1,141 |
| Total Bank Equity Capital | 96,903 |
|
Total Interest Expense | 3,197 |
| Total Deposits | 608,133 |
|
Total NonInterest Expense | 3,978 |
| Net Loans & Leases | 483,812 |
|
Net Income | 2,754 |
| Loan Loss Allowance | 5,856 |
|
Net Charge Offs | 56 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 487,875 |
| Total assets for the leverage ratio | 770,743 |
|
Loans secured by real estate: | 345,270 |
| Tier 1 Leverage Ratio | 13.41 |
|
Commercial and industrial loans | 75,889 |
| Off Balance Sheet Exposures (%) | 4.42 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 13,369 |
|
|
|
|
:· First Central State Bank
