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 The Fairfield National Bank
The Fairfield National Bank
| RSSD ID 640246 | CERTIFICATE 3792 | ABA NUMBER 81205727 |
| 220 E Main St |
Quarter Ended : |
2025-09-30 |
| Fairfield, Illinois, 62837 |
Updated : |
2025-10-30 |
| www.fnbcommunitybank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 614,863 |
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Total Interest Income | 18,836 |
| Total Liabilities | 552,265 |
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Total NonInterest Income | 2,830 |
| Total Bank Equity Capital | 62,598 |
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Total Interest Expense | 10,023 |
| Total Deposits | 413,750 |
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Total NonInterest Expense | 9,583 |
| Net Loans & Leases | 307,134 |
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Net Income | 2,326 |
| Loan Loss Allowance | 4,619 |
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Net Charge Offs | 237 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 319,635 |
| Total assets for the leverage ratio | 641,117 |
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Loans secured by real estate: | 176,260 |
| Tier 1 Leverage Ratio | 12.2 |
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Commercial and industrial loans | 102,800 |
| Off Balance Sheet Exposures (%) | 0.53 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,532 |
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:· The Fairfield National Bank
