|
 |
|
|
 Liberty Trust & Savings Bank
Liberty Trust & Savings Bank
| RSSD ID 644646 | CERTIFICATE 10121 | ABA NUMBER 73914961 |
| 502 8th Ave |
Quarter Ended : |
2025-12-31 |
| Durant, Iowa, 52747 |
Updated : |
2026-01-27 |
| www.mylibertytrust.com |
|
| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
20 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,110 |
|
Total Interest Income | 8,069 |
| Total Liabilities | 146,504 |
|
Total NonInterest Income | 334 |
| Total Bank Equity Capital | 34,606 |
|
Total Interest Expense | 2,309 |
| Total Deposits | 145,762 |
|
Total NonInterest Expense | 3,522 |
| Net Loans & Leases | 107,024 |
|
Net Income | 2,179 |
| Loan Loss Allowance | 1,414 |
|
Net Charge Offs | 13 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 110,068 |
| Total assets for the leverage ratio | 184,147 |
|
Loans secured by real estate: | 64,507 |
| Tier 1 Leverage Ratio | 20.53 |
|
Commercial and industrial loans | 21,725 |
| Off Balance Sheet Exposures (%) | 0 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,816 |
|
|
|
|
:· Liberty Trust & Savings Bank
