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 Earlham Savings Bank
Earlham Savings Bank
| RSSD ID 645540 | CERTIFICATE 5796 | ABA NUMBER 73921158 |
| 7300 Lake Dr |
Quarter Ended : |
2025-12-31 |
| West Des Moines, Iowa, 50266 |
Updated : |
2026-01-22 |
| www.earlhambank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 377,778 |
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Total Interest Income | 18,814 |
| Total Liabilities | 342,737 |
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Total NonInterest Income | 3,615 |
| Total Bank Equity Capital | 35,041 |
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Total Interest Expense | 5,877 |
| Total Deposits | 341,439 |
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Total NonInterest Expense | 10,479 |
| Net Loans & Leases | 224,724 |
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Net Income | 3,324 |
| Loan Loss Allowance | 5,746 |
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Net Charge Offs | (1,414) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,704 |
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Total loans | 224,157 |
| Total assets for the leverage ratio | 374,748 |
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Loans secured by real estate: | 177,492 |
| Tier 1 Leverage Ratio | 9.34 |
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Commercial and industrial loans | 23,852 |
| Tier 1 Capital Ratio | 16.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.62 |
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Loans to individuals - Other | 5,604 |
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:· Earlham Savings Bank
