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 First Piedmont Federal Savings and Loan Association of Gaffney
First Piedmont Federal Savings and Loan Association of Gaffney
| RSSD ID 646172 | CERTIFICATE 28859 | ABA NUMBER 253272148 |
| 1229 W Floyd Baker Blvd |
Quarter Ended : |
2025-09-30 |
| Gaffney, South Carolina, 29341 |
Updated : |
2025-10-30 |
| www.firstpiedmont.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 574,667 |
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Total Interest Income | 22,313 |
| Total Liabilities | 410,022 |
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Total NonInterest Income | 3,488 |
| Total Bank Equity Capital | 164,645 |
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Total Interest Expense | 2,465 |
| Total Deposits | 404,583 |
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Total NonInterest Expense | 12,764 |
| Net Loans & Leases | 488,584 |
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Net Income | 8,011 |
| Loan Loss Allowance | 6,015 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 498,827 |
| Total assets for the leverage ratio | 579,040 |
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Loans secured by real estate: | 492,347 |
| Tier 1 Leverage Ratio | 28.25 |
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Commercial and industrial loans | 518 |
| Off Balance Sheet Exposures (%) | 16.71 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,254 |
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:· First Piedmont Federal Savings and Loan Association of Gaffney
