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 Community Savings Bank
Community Savings Bank
| RSSD ID 646743 | CERTIFICATE 14633 | ABA NUMBER 73914288 |
| 101 E Union St |
Quarter Ended : |
2025-12-31 |
| Edgewood, Iowa, 52042 |
Updated : |
2026-01-26 |
| www.communitysavings.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 618,449 |
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Total Interest Income | 31,648 |
| Total Liabilities | 565,020 |
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Total NonInterest Income | 2,677 |
| Total Bank Equity Capital | 53,429 |
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Total Interest Expense | 12,983 |
| Total Deposits | 493,875 |
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Total NonInterest Expense | 15,007 |
| Net Loans & Leases | 428,613 |
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Net Income | 5,720 |
| Loan Loss Allowance | 4,961 |
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Net Charge Offs | (15) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 65,612 |
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Total loans | 431,357 |
| Total assets for the leverage ratio | 616,805 |
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Loans secured by real estate: | 334,585 |
| Tier 1 Leverage Ratio | 9.82 |
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Commercial and industrial loans | 50,503 |
| Tier 1 Capital Ratio | 12.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.88 |
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Loans to individuals - Other | 8,905 |
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:· Community Savings Bank
