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 Hardin County Savings Bank
Hardin County Savings Bank
| RSSD ID 647245 | CERTIFICATE 5817 | ABA NUMBER 73904117 |
| 1202 Edgington Ave |
Quarter Ended : |
2025-12-31 |
| Eldora, Iowa, 50627 |
Updated : |
2026-01-27 |
| www.hardincsb.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 401,451 |
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Total Interest Income | 19,909 |
| Total Liabilities | 380,008 |
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Total NonInterest Income | 820 |
| Total Bank Equity Capital | 21,443 |
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Total Interest Expense | 10,005 |
| Total Deposits | 324,299 |
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Total NonInterest Expense | 6,070 |
| Net Loans & Leases | 251,465 |
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Net Income | 4,027 |
| Loan Loss Allowance | 1,708 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,317 |
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Total loans | 233,310 |
| Total assets for the leverage ratio | 390,149 |
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Loans secured by real estate: | 180,078 |
| Tier 1 Leverage Ratio | 9.62 |
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Commercial and industrial loans | 19,516 |
| Tier 1 Capital Ratio | 12.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.49 |
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Loans to individuals - Other | 11,504 |
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:· Hardin County Savings Bank
