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 Sidney State Bank
Sidney State Bank
| RSSD ID 648345 | CERTIFICATE 17232 | ABA NUMBER 72410929 |
| 3016 W Sidney Rd |
Quarter Ended : |
2025-03-31 |
| Sidney, Michigan, 48885 |
Updated : |
2025-04-28 |
| www.sidneybank.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 144,261 |
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Total Interest Income | 1,897 |
| Total Liabilities | 132,570 |
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Total NonInterest Income | 84 |
| Total Bank Equity Capital | 11,691 |
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Total Interest Expense | 456 |
| Total Deposits | 130,588 |
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Total NonInterest Expense | 883 |
| Net Loans & Leases | 92,192 |
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Net Income | 487 |
| Loan Loss Allowance | 1,333 |
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Net Charge Offs | (17) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,806 |
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Total loans | 92,828 |
| Total assets for the leverage ratio | 136,348 |
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Loans secured by real estate: | 79,433 |
| Tier 1 Leverage Ratio | 8.69 |
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Commercial and industrial loans | 6,486 |
| Tier 1 Capital Ratio | 15.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.88 |
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Loans to individuals - Other | 5,019 |
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:· Sidney State Bank
